Each year, thousands of people are faced with the prospect of not being able to work. Most people have to take a few days off work because they’re ill, but there are others who may need months, if not years off work.
If you’re too sick to work, how would you pay the bills? Do you have a nice little nest egg stashed away somewhere, or will your employer pay you?
Consider alternative remedies
If you’re faced with the prospect of no work and no way to pay the bills, you need to consider your options. When I was faced with this, I was determined to get back to work as quickly as I could. Instead of taking the prescription medication that my doctor gave me (It didn’t work), I used chinese pain patches instead as they helped to alleviate the pain. It was this that helped me get back on my feet and get back to work eventually.
I’m telling you this, because it was my only lifeline for a while, and I was able to see through the blur of pain, which was a great help.
Alternative remedies really can help, so don’t think you’ve reached a dead end, look for a solution elsewhere. In the meantime you need to think about how you’re going to pay those bills.
Paying your bills each month
If there’s absolutely no way you can pay the bills because you’re not earning enough money, or you’re simply not earning any, don’t despair. Help is at hand in the form of benefits, which could potentially get you through the coming months. Apply for benefits as soon as you can, or at least, get someone to apply on your behalf. The sooner you apply, the sooner you know where you stand.
You may have to get a doctor’s letter to back you up, as this will act as proof that you’re ill. Get the letter as soon as you can, and make sure you send it away with the relevant documentation. Once you’ve done this, you need to consider other options:
- Talk to a debt management company if you’re unable to pay your debts
- Think about moving to cheaper accommodation if you can, or getting a lodger
- Why not have a clear out of your things and sell your unwanted items online?
- Think about moving in with family or friends if that will help with bills
If you’re too sick to work and you’re likely to struggle to pay the bills, don’t despair, look for help with your finances as soon as you can. After a while, you will soon see that you can make ends meet if you know where to look.